Portfolio Management Services or PMS, is a service offered by the Portfolio Manager or an asset management company, is an investment portfolio in stocks, fixed income, debt, cash and other securities, managed by a professional fund manager that can potentially be tailored to meet specific investment objectives. Unlike mutual funds, where investors own units of the mutual fund scheme, in a PMS, the investors own individual securities. Although the portfolio managers may oversee hundreds of portfolios, your account may be unique.
Professional Expertise Portfolios are managed by SEBI-registered Portfolio Managers with in-depth research and market experience.
Customisation Unlike mutual funds, PMS allows tailoring of portfolios to align with individual investor goals, preferences, and risk profiles.
Transparency & Reporting Investors receive detailed portfolio statements, performance updates, and transaction reports for full visibility.
Direct Ownership of Securities Securities are held in the investor's own demat account, ensuring transparency and accountability.
Flexibility in Strategy PMS offers access to multiple investment strategies-equity, debt, hybrid-based on the investor's objectives.
High Minimum Investment Requirement SEBI mandates a minimum investment of ₹50 lakhs, making PMS suitable only for HNIs.
Cost Structure PMS usually involves fixed management fees and performance-linked fees, which may impact net returns.
Market & Concentration Risks PMS portfolios can be concentrated in fewer securities, leading to higher volatility.
Liquidity Concerns While securities are directly held, liquidating positions may take time depending on market conditions.
No Guaranteed Returns PMS returns are subject to market performance and carry risks of capital loss.
PMS may be suitable for:
High-net-worth individuals (HNIs) seeking personalised portfolio strategies.
Investors with a long-term horizon (3-5+ years).
Clients comfortable with market-linked volatility and seeking active management.
PMS may not be suitable for:
Investors with less than ₹50 lakhs to invest.
Those expecting assured or guaranteed returns.
Clients with low risk tolerance or requiring short-term liquidity.
PMS is designed for long-term wealth creation, but it carries risks.
Investors should evaluate costs, risks, and personal suitability before investing.
A proper risk assessment and consultation with a financial advisor is strongly recommended.
Investments in securities are subject to market risks.
Past performance is not indicative of future results.
PMS products are suitable only for investors who meet SEBI's eligibility criteria and risk tolerance.
SEBI-compliant Commission Disclosure text for your website:
Commission Disclosure (Monthly Trail Basis Only)
| Portfolio Manager (PMS Provider) | Type of Fee / Commission | Percentage / Range | Frequency of Payment | Remarks |
|---|---|---|---|---|
| PMS Provider A | Trail Commission | 0.20% - 0.75% p.a. | Paid monthly on AUM | Varies by scheme |
| PMS Provider B | Trail Commission | 0.25% - 0.60% p.a. | Paid monthly on AUM | No upfront fee |
| PMS Provider C | Trail Commission | 0.15% - 1.00% p.a. | Paid monthly on AUM | Structure varies |
We do not receive any upfront commission from any Portfolio Manager.
Our sole source of distributor remuneration is monthly trail commission, linked to the client's Assets Under Management (AUM), paid directly by SEBI-registered Portfolio Managers.
This commission does not impact portfolio management decisions, which are taken independently by the Portfolio Manager.
The exact commission structure varies across PMS providers and is available on request.
"SEBI Compliance & Disclosures -> Commission Disclosure".
"We do not receive any upfront commissions. We receive only monthly trail commissions from PMS providers, linked to client AUM. Detailed structures are available on request."
Disclaimer
Investments in securities are subject to market risks. Read all related documents carefully before investing. Past performance is not indicative of future results. The value of investments may fluctuate, and investors may not get back the amount originally invested.
Regulatory Status
Anmol Kumar Gupta is registered with the Association of Portfolio Managers in India (APMI) as a PMS Distributor and adheres strictly to SEBI regulations, guidelines, and code of conduct for distributors.
We act solely in the capacity of a distributor of SEBI-registered Portfolio Managers. We do not provide any portfolio management services on our own account. Our role is limited to introducing prospective investors to SEBI-registered Portfolio Managers.
No Guarantee / Assurance
We do not guarantee or assure any returns, profits, or capital protection. All decisions regarding investments are taken by the Portfolio Manager appointed by the client.
Conflict of Interest Disclosure
As a distributor, we may receive distribution/commission income from Portfolio Managers for client referrals. This remuneration structure does not, in any manner, influence the advisory or portfolio management decisions, which rest entirely with the SEBI-registered Portfolio Manager.
Investor Rights & Grievance Redressal
Investors are encouraged to review the Disclosure Document, Client Agreement, and SEBI guidelines before investing.
Any grievance related to the Portfolio Manager may be addressed directly with the concerned Portfolio Manager or through SEBI SCORES (https://scores.gov.in).
For distributor-related concerns, you may contact us at Cfp_anmol@arthkagyan.com /9797805289
"SEBI Compliance & Disclosures" tab on your website.
Disclaimer
"Investments are subject to market risks. Please read all documents carefully before investing.").
